Have you felt like the budget you made was doomed for failure? Partially, because the whole money thing doesn't exactly make sense to you.
Maybe because you don't want to sacrifice everything you love for the sake of money.
And you're feeling a little gun shy about trying and failing again.
Have you had the awful experience of sharing a complaint about your financial life and getting back overly simple, and useless advice?
The shame about it sets in because you make enough money on paper. And you know people who make less money that seem to be doing so much better.