Some people think it's crazy to spend money to fix a money problem.
I get it, the idea is counterintuitive.
Here's why investing in financial education is worth it.
First, the stakes are high.
Money effects (almost) every decision you make every day. The ability to control your money is directly related to your whole life well being.
Second, this $hit is NOT common sense.
The financial system is complicated. If you understand how it works, you are able to navigate and manipulate the results you get.
Third, the common sense wisdom is NOT a game plan that works.
78% of Americans report living paycheck to paycheck. 69% have credit card debt and less than half of people older than 55 have money saved for retirement.
If "live below your means" and "stop buying coffee" was solid advice, these statistics wouldn't be so.
Fourth, it's cheaper to get a solution than pay for the problem.
The cost of the program is probably less than what you "bleed" every month, so when you think about the cost of the problem... the cost of the solution is cheaper. Plus, way less trouble and you get support and guidance as you implement.